Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard and Tom have been absolutely amazing in helping us to achieve our goals. My husband and I had what can only be described as a very tricky and complicated application and we had been to many other companies that we are unable to help us. I only wish that we had come to these guys first! I literally cannot thank them enough. Tom is always on hand to respond to any queries, constantly willing to give much-needed advice and guidance that continues after we received our offer which was a breath of fresh air for us being first time buyers. There’s never been a time that I haven’t been able to get hold of them, I’m seriously impressed and would highly recommend them to anybody, forever thankful and grateful for such amazing service! I’d also like to mention Michelle, who has also been a brilliant help, is extremely friendly and personable and has really helped push things through. This is the reason you invest in a good mortgage broker!"
Jem Kiera Wakeman
A lifetime mortgage, or equity release, allows London homeowners aged 55 and over to unlock the cash tied up in their property without the need to sell or move. By borrowing against your home’s value, you can access a lump sum or draw down funds when needed. Whether you own your property outright or have a mortgage, equity release offers a flexible way to access your money, with any remaining mortgage being repaid from the funds released.
Yes, it’s completely safe. All equity release plans we offer in London are fully regulated by the Financial Conduct Authority (FCA) and meet the standards set by the Equity Release Council. This ensures that you will never owe more than your home's value when sold at market price, providing peace of mind for you and your family.
The money released can be used however you choose. Whether it’s upgrading your car, paying off debts, or simply enhancing your retirement lifestyle, equity release can help you make the most of life in London.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership London, we offer expert mortgage and equity release advice, tailored to your needs. With years of experience, our team is here to help you make informed financial decisions. Whether you want to unlock the value of your home or find the right mortgage deal, we provide clear, straightforward guidance.
Our goal is to make sure your financial future is secure, and we’re dedicated to supporting you every step of the way. With professional service and a personal touch, we’re here to help you build a brighter, more secure future.
Our advisers ensure you choose an equity release plan that suits your individual needs.
Whether it’s for home improvements or additional retirement income, our equity release plans are tailored to meet your financial goals.
Our advisers take time to delve into the facts, figures and what’s important to you and your family.
Here’s what to expect when you work with us for equity release, if you live in London.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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